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8 Reasons To Get Travel Insurance For The Holidays


1. Your baggage is delayed or lost

So you spent a lot of time and a lot of money buying your grandkids all the Christmas presents on their list even though you don’t know what half of them are. You DO know one thing though, they were not cheap! Unfortunately, the airline made a mistake and your baggage will be delayed. While you may be able to borrow some shampoo, what about the Santa sack in you rolling bag?

With coverage for delayed bags, you can relax. Travel insurance can help you recover your bags or coverage for luggage that is lost, stolen, or damaged.

2. You need emergency assistance services

You and your parents have planned a trip to your favorite family ski lodge. Your dad went for the black diamond and now he’s being pulled down the mountain by a medic with a twisted knee. He needs to go home and quick to see a doctor that doesn’t speak Swedish.

With trip insurance you’ll have emergency assistance services. The service agents will recover your non-refundable fees, then locate and pay for transportation to get you where you want to be.

3. Your passport is lost

You visiting your sister and her new husband in London for the holidays, and you realize you left your passport at a local restaurant.

With coverage for lost passports, you’ll have help expediting the process of replacing and paying for a new passport.

4. A terrorist event causes trip delay

No one likes to think about this and it causes a lot of fear to even imagine you or the ones you love being caught in this kind of situation. It is just plain smart to think ahead and plan the best you can for any and all emergency situations. 

5. A hurricane damages your destination

You saved all year for a Thanksgiving volunteering in Puerto Rico! A hurricane destroys the hotel a week before you depart. Will you lose all the money you worked so hard to save?

With travel insurance protection for weather damage, you’ll be able to recover your pre-paid costs. Travel assistance services will also help you arrange a trip at a new location where your organization says you can still go help.

6. You need to cancel your trip

What happens if someone gets sick and can’t travel, a parent dies, you’re required to work, or your house floods? Talk a having a blue, blue, blue Christmas!

With trip cancellation coverage, you’ll be able to recover your out-of-pocket expenses for these covered reasons and more. 

7. You miss your connection

You’ve planned a holiday cruise but you discover the connecting flight to get to the ship is delayed. With the missed connection it looks like you will miss your cruise departure. How will you catch up to the ship? Think Santa would drop you off?

With missed connection coverage, you can take another flight to catch the ship at the next port-of-call. You’ll also have assistance services to help you arrange and pay for those travel changes. 

8. Your flight is canceled

With Jack Frost plotting for the destruction of your holiday, this could be the #1 reason for traveler’s insurance. After attending the family vacation, you arrive at the airport to return home with your presents crammed in your bag like stuffing in a turkey. Uh Oh! You are told snow has canceled all flights through Dallas. Who will help you find a new flight to return home?

Trip interruption coverage can help with all or many of these woes!

Contact us today to learn more and purchase travel insurance for your next great adventure! HAPPY HOLIDAYS!